Help Pay My Bill Consider these programs if you’re struggling to pay your monthly energy bill. Popular Monthly Plans Select one of these plans then log into your account to see if you qualify. Payment Plan Helpful if you missed payments and have a past due balance. Pay off your balance over a period of time with no interest and no money down. Budget Billing Want to manage your budget and tame seasonal spikes on your energy bill? Set up budget billing and pay a fixed rate each month based on your average annual usage. Income-Based Assistance Programs Designed for lower-income customers, you may be able to participate in these programs if you meet income and eligibility guidelines as set by your state. New Start Eliminate portions of your overdue balance by making payments on time each month. Discount Rate Receive a discount on your monthly energy bill if you qualify. View details and apply. Fuel Assistance If your gross income is at or below 60 percent of the state median income, you may qualify for assistance toward your utility bills. Good Neighbor Energy Fund If you don't qualify for federally funded assistance programs, you can apply for the Salvation Army's Good Neighbor Energy Fund. Energy Efficiency Get free or reduced priced weatherization and energy efficiency measures for renters and homeowners.